Among all the assets we accumulate in life, time stands as our most precious. Unlike investments, properties, or business ventures, time is irreplaceable and finite. The true wealth of life lies not in material possessions but in the moments spent with loved ones, in pursuits that bring us joy, and in activities that give our lives purpose. This understanding becomes particularly profound as we approach retirement.

Retirement should not be viewed as the end of the road but rather as the beginning of a potentially fulfilling phase of life. It’s an opportunity to unleash our true potential and follow our dreams. Retirement is not about drawdown percentages or investment returns; it’s about living our best life with what we have.

Cherishing Times with Loved Ones

One of the greatest joys in life is spending time with those we love. Whether it’s family, friends, or chosen companions, these relationships form the core of our happiness. Retirement provides the time to deepen these connections, create lasting memories, and share experiences that enrich our lives.

Time Our Greatest Asset

Pursing Joyful Activities

Retirement is a chance to focus on activities that fill our hearts with joy. This might mean traveling to new places, exploring hobbies, or simply enjoying the leisure that a busy working life didn’t allow. Engaging in activities that bring pleasure and satisfaction is crucial for maintaining a sense of well-being and fulfilment.

Living With Purpose

Purpose is what gives life meaning. In retirement, we have the freedom to define our purpose on our own terms. This could involve volunteering, mentoring, starting a new venture, or dedicating time to causes we are passionate about. Living with purpose in retirement can provide a sense of accomplishment and leave a positive impact on the world around us.

Time Our Greatest Asset

The True Measure of Retirement

When planning for retirement, it’s easy to get caught up in the financial aspects—worrying about savings, investments, and returns. While financial security is important, it should not overshadow the ultimate goal: to live our best life. Retirement should be measured by the quality of our experiences, the strength of our relationships, and the fulfilment of our aspirations.


In the End

Time is our greatest asset, especially in retirement. It allows us to invest in relationships, pursue our passions, and live with purpose. As we plan for retirement, let’s remember that the true wealth of life lies in making the most of our time, creating a life rich in joy, meaning, and fulfilment. This mindset shift from financial focus to life enrichment can transform retirement into the most rewarding phase of our lives.


Dirk Groeneveld, Certified Financial Plannert. 

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