Lekker Baljaar By Die See – Notes From The Editor

Lekker Baljaar By Die See – Notes From The Editor

That was a fast month.

When we first planned the trip it seemed like a month in Indonesia was a lifetime of holiday. What were we going to do for four weeks apart from surf, chill, work, enjoy the local cuisine, surf and chill?  Well, the old saying goes that time flies when you’re having fun, and the time – it went at breakneck speed during this holiday period.

Still, it’s lekker to be back in the 6312.

Nothing much seems to have changed, except a new house has come up here and there, more advancement on the secret buildings coming up next to the petrol station, and a few more people around who told me yesterday at the beach that they live here now, and they have some friends moving here soon.

But there are the same people around, friendly faces everywhere and it has been lovely weather since my return, except for the evenings, when it seems that someone left the front door as well as the fridge door open. Winter is coming, inexorably, and there isn’t much we can do about it except get the fireplace ready, order some batches of wood, dust off the heaters and get ready as best we can.

The waves are usually good during the winter months, so there is that, and the water is actually a bit warmer for most of the colder months, except for the biting southwest wind that blows into your right ear when paddling up the points.

Anyway, it’s nice to be home, to see the old friends and to have a few friendly moans about life as we know it. The most exciting thing for many of the younger crew is that the waiting period for the Seal Point Boardriders Club Annual Championships is this month, and the club will make an announcement sometime today about it. Keep your eyes on the Boardriders socials – https://www.facebook.com/SealPointBoardRidersClub and https://www.instagram.com/sealpointboardriders/ where they will announce the dates and the sponsors.

See you at the beach

the editor

Planning for the Unknowns – The Human Side Of Money

Planning for the Unknowns – The Human Side Of Money

As a practising Financial Planner, I have built hundreds of financial plans for real families. I’m well aware that these are estimates about people’s futures. We all know that “Man plans, and God laughs.”

Planning for the Unknowns

Within these plans, we include all the known knowns, but the “unknowns” are missing. The “unknowns”, by their very nature, cannot be planned for—or can they?

Having seen people’s lives unfold and personally witnessed their investment and life journeys, I’ve concluded that curtailing people’s investment returns because, according to the plan, their money is getting them over the financial finish line is madness. The ‘stock market’ is human ingenuity captured. Human ingenuity (capitalism) is a powerful force and a lucrative one at that.

Knowing that unknown financial shocks hit people out of the blue, I’ve no problem creating wealth for its own sake. We don’t know what financial shocks people (and their families or friends) may face in the future. For instance, one of the biggest ‘unknowns’ I’ve seen is parents supporting adult children in divorce; this ‘trend’ is not going anywhere. Another example is unexpected health issues that require more money than the plan predicted.

Planning for the Unknowns

 

While traditional financial plans aim to meet specific goals, it’s crucial for our clients to understand that events may occur that are beyond their specified goals, and creating additional wealth will only provide them with more freedom and opportunities should the need arise. This will provide security and confidence in the face of the unknown.

It’s essential for us as Financial Planners to educate our clients about the potential challenges they may encounter. By discussing scenarios that we’ve seen other clients encounter, we can help clients develop a more realistic understanding of their financial future. This awareness can motivate our clients to prioritise wealth creation and make proactive choices to prepare in advance, knowing that they have a trusted guide to navigate these challenges with them.

Planning for the Unknowns

At Client Care, our mandate extends beyond mere wealth accumulation; it encompasses cultivating financial preparedness for the unknown, ensuring that our clients are equipped to weather life’s unpredictable storms.

The “unknowns” may never be fully accounted for. Still, by taking a proactive and adaptable approach, we can empower our clients to face whatever challenges come their way, instilling a sense of control and empowerment in their financial journey.

Dirk Groeneveld, Certified Financial Plannert. 

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Vandalism Targeting Essential Electrical Infrastructure On The Increase

Vandalism Targeting Essential Electrical Infrastructure On The Increase

– In recent weeks, Humansdorp has been grappling with an alarming increase in deliberate acts of vandalism targeting essential electrical infrastructure.
Vigilantes, armed with wires, have been brazenly throwing them across overhead lines, resulting in widespread and unplanned electricity outages throughout the community.
These malicious acts have varied in their impact, with some instances requiring a simple removal of the wire to restore power, while others have led to more prolonged interruptions due to secondary faults caused by the interference.
The consequences are dire, not only in terms of infrastructure damage but also in the discomfort and frustration experienced by affected residents and businesses.
What makes this situation even more distressing is the realisation that these acts are being perpetrated by members within the community itself. Cable theft, in general, has seen a concerning rise, with reports of cables being stolen from houses during these periods of darkness, exacerbating the already dire situation.
In response to this surge in criminal activity, Kouga Municipality is taking decisive action. We are offering a reward of R10 000 for any information that leads to the successful arrest and prosecution of those responsible for these deliberate acts of sabotage. This initiative aims not only to address the immediate issue but also to send a clear message that such behavior will not be tolerated.
The impact of these actions extends far beyond mere inconvenience; it poses a serious threat to public safety and undermines the well-being of the entire community.
Kouga Municipality urges residents to stand together against this menace by promptly reporting any suspicious activity to the South African Police Service (SAPS) and making cable theft a priority crime.
If you have any information related to these incidents or have witnessed any suspicious activity, please do not hesitate to contact Senior Law Enforcement Officials, Johnny Hayward at 081 322 7399 or Adam Floors at 081 215 8713. Your identity will be protected, and all information provided will be treated with the utmost confidentiality.
National Beverage Day – Dops for breakfast!

National Beverage Day – Dops for breakfast!

National Beverage Day

Take a sip and savour the flavorful tapestry of beverages, immersing yourself in a liquid symphony that celebrates the rich diversity of flavours. Smoothies, juices, and a plethora of libations await, offering a tantalizing journey for the palate.

Quick facts When is it? Every May 6th

Tagged as Food & Drink

Imagine a world sans beverages. Picture a table devoid of milk to accompany your cookies, or coffee dancing solo without its beloved cake partner. Envision sweltering summer evenings bereft of icy brews, or elegant dinners devoid of the graceful dance of fine wine.

How would we clink glasses in jubilation? What elixir would accompany our morning ritual of bacon and eggs if not the golden nectar of orange juice? And the vibrant straws, bereaved of purpose, would languish in obscurity. Oh, the travesty!

Regardless of our libation preferences and their chosen companions, beverages weave themselves intricately into the fabric of our existence. National Beverage Day beckons, inviting us to delve deeper into our liquid affections and embark on an odyssey of experimentation. Let the revelry commence!

History of National Beverage Day

From time immemorial, humanity has sought solace in libations. Long before the era of Coca-Cola, the humble necessity of water quenched parched throats. Yet, as epochs unfurled, the tapestry of beverages grew richer and more diverse. Today, a cornucopia of libations sprawls across at least 19 categories, ranging from spirited concoctions to caffeine-infused elixirs, and beyond.

The annals of history whisper tales of ancient Egypt, where the first brews fermented weakly, imbibed even by tender tongues. Speculations veer towards the Neolithic era as the cradle of beer’s genesis. Coffee, that aromatic ambrosia, found its genesis in the hands of Yemeni artisan Omar during the 16th century. And Coca-Cola, that effervescent elixir, emerged into being in the twilight of the 19th century.

Few can fathom existence devoid of these cherished libations, a testament to the profound impact beverages have wielded over millennia.

How to celebrate your National Beverage Day

Embrace the spirit of National Beverage Day by embarking on a liquid odyssey, forsaking solid sustenance for the day. Though not for the faint-hearted, this endeavor promises to unveil new horizons of flavor combinations previously unexplored. Begin your day with a nourishing smoothie, perhaps, setting the tone for an adventure brimming with tantalizing tastes. Or have a Black Label to set an entirely different tone.